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Employment Law and Liability-Your business started in your home

Employment Law and Liability

Your business started in your home in a room on the back
side of the house, which could be accessed using a separate door. During a bad
storm, a tree limb fell on an electrical line, unbeknownst to you, creating a
dangerous condition near the entrance to your office.

Answer the following questions. •Discuss your duties to
protect against harm from this scenario to the following three persons: 

(1)
Danny, the neighborhood newspaper deliverer who cuts through your yard on his
route; 

(2) Eddie, your friend who plans to come over for lunch, and 

(3) Heath,
one of your clients who has a business appointment scheduled at your office
today.

•Explain the type of insurance best suited for your business
and whether the insurance will be liable to any of the parties in (1) – (3).

•Assume one of the parties above is injured, sues your
company and obtains a judgment for $100,000. If your company files for
bankruptcy, after the judgment is rendered, will the amount of the judgment be
discharged?

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